Housing Programs

The First Tennessee Development District’s housing program is funded through grants from Tennessee Housing Development Agency (THDA), the Northeast Tennessee/Virginia HOME Consortium and HUD Community Block Grant Developments.  We provide technical assistance and grant writing to the communities in our eight-county region.  We also assist in the development of non-profit organizations who are interested in low income housing in our area.

In addition, FTDD’s housing department provides the following programs:

Emergency Repair for the Elderly

This grant program provides essential housing repairs for very-low-income seniors.  Work typically involves repairs to roofs, electrical systems, plumbing systems, septic systems, heat and air systems, and structural repairs.  The maximum grant is $10,000 with a 50% match, or $5000.  This match may be provided by another person or source like a non-profit organization.  Eligible applicants must be at least 60 years old, be at or below 60% of the area's median income, and have ownership interest in the property. If the housing is a mobile home, the homeowner must own the unit, but does not have to own the land on which it rests.

For more information or an application, please visit this link to identify the appropriate contact for your region. 

HOME Program 

These are federal funds awarded through a THDA statewide competitive process.  The program's goal is to bring substandard housing into compliance with HUD quality standards, as well as local building codes.  Examples of eligible work may include plumbing, electrical, foundations, roof replacement or repairs, handicap accessibility, and window and door replacements.  These forgivable grants are awarded as grants to low-income homeowners who live in the home.  

Please use the following links to learn more about the HOME Program, including the Checklist, Application and Dwelling Structure Survey.  Every HOME Program applicant must return a completed, printed and signed application to the FTDD Offices along with the dwelling survey. 

For more information, please contact Bill Forrester at (423) 928-0224.


Northeast Tennessee/Virginia HOME Consortium

Rehabilitation Program

This home-rehabilitation program is similar to the HOME program. However this program is restricted to low-income homeowners of the Cities of Johnson City, Kingsport, Bristol (TN) and Bristol (VA), as well as Washington and Sullivan counties. 

First-Time Homebuyer Down Payment Assistance

Grants for down-payment assistance are available to first-time homebuyers who meet low-income requirements. These grants will partner with a mortgage home lender.

For more information or an application, please contact Donna Lewis at (423) 928-0224

Community Development Block Grants (CDBG)

First Tennessee Development District administers the City of Johnson City Housing Rehabilitation grant, funded through HUD’s Community Development Block Grants.  Similar to the HOME program, the CDBG program is for low-income homeowners of the City of Johnson City.

For more information or an application, please contact Bill Forrester at (423) 928-0224.

Tennessee Housing Development Agency

As the State’s housing finance agency, the Tennessee Housing Development Agency (THDA) is a self-sufficient, independently-funded, publicly-accountable entity of the State of Tennessee. THDA’s mission is to ensure that every Tennessean has access to safe, sound, affordable housing opportunities.

Each year, the THDA issues a Consolidated Annual Performance & Evaluation Report, which includes instructions on how to provide comments on the THDA's funding for its four primary programs, Community Development Block Grants, the Emergency Solutions Grants Program, the HOME Investment Partnership and Housing Opportunities for Persons with AIDS.

For more general information about the THDA, please visit their webiste at www.thda.org.

THDA Homeownership Programs

THDA’s Great Choice Loan Program offers 30-year fixed-rate mortgages and down payment assistance to eligible first-time, repeat and military homebuyers. Borrowers must meet certain requirements and conditions, including credit history, income limits and cost of home.

For more information on THDA Homeownership programs please visit the following link

THDA Community Programs

The Community Programs Division administers a variety of housing programs supported through federal, state and THDA funding. The Division awards grants to local governments and non-profit agencies to meet the housing needs of low-income Tennesseans. Additional information about THDA Community Programs can be found here

For more information, please contact Coralee Holloway, Director of Community Programs at (615) 815-2030.

THDA Rental Programs

The Housing Choice Voucher (HCV) or “Voucher” program is a federal rental assistance program funded through HUD, where very low-income families, the elderly and the disabled receive assistance to afford decent, safe and sanitary housing in the private market. As a state housing agency, THDA administers the Housing Choice Voucher program in 72 Tennessee counties, between four regional offices.

For more information on the HCV Program, please visit the following link, or contact Jada Lattimore, Senior Director of Rental Housing Programs at (615) 815-2186. 

THDA Low Income Housing Tax Credit (LIHTC) Program

The Low-Income Housing Tax Credit is a credit against federal income tax liability each year for 10 years for owners and investors in low-income rental housing. The amount of tax credits is based on reasonable costs of development, as determined by THDA, and the number of qualified low-income units. 

For more information, please visit the following link or contact Donna Duarte, Program Liaison for Multifamily Development at (615) 815-4142.

Additional THDA Links

Homeownership for the Brave

The Governor's Housing Conference

Tennessee Housing Search

If you have any questions or need additional information, please contact the Single Family Help Desk at (615) 815-2100 or sfask@thda.org.

Additional Housing Program Links

USDA Rural Development Housing Repair and Rehabilitation

Single Family House Repair Loans & Grants 

For more information on Rural Development programs, contact the Rural Development Area office in Greeneville at (423) 638-4771 ext. 4, toll free at 1-800-342-3149 ext. 1490, or online here.

United Cerebral Palsy Housing Modification and Ramp Program

Information: http://ucpmidtn.org/programs-and-services/home-access/ 

Application: http://ucpmidtn.org/documents/WheelchairRampApplication.pdf