Housing Programs

The First Tennessee Development District’s housing program is funded through grants from Tennessee Housing Development Agency (THDA), the Northeast Tennessee/Virginia HOME Consortium and HUD Community Block Grant Developments.  We provide technical assistance and grant writing to the communities in our eight-county region.  We also assist in the development of non-profit organizations who are interested in low income housing in our area.

In addition, FTDD’s housing department provides the following programs:

Emergency Repair for the Elderly

This grant program provides essential housing repairs for very-low-income seniors.  Work typically involves repairs to roofs, electrical systems, plumbing systems, septic systems, heat and air systems, and structural repairs.  The maximum grant is $10,000 with a 50% match, or $5000.  This match may be provided by another person or source like a non-profit organization.  Eligible applicants must be at least 60 years old, be at or below 60% of the area's median income, and have ownership interest in the property. If the housing is a mobile home, the homeowner must own the unit, but does not have to own the land on which it rests.

For more information or an application, please visit this link to identify the appropriate contact for your region. 

HOME Program 

These are federal funds awarded through a THDA statewide competitive process.  The program's goal is to bring substandard housing into compliance with HUD quality standards, as well as local building codes.  Examples of eligible work may include plumbing, electrical, foundations, roof replacement or repairs, handicap accessibility, and window and door replacements.  These forgivable grants are awarded as grants to low-income homeowners who live in the home.  

Please use the following links to learn more about the HOME Program, including the Checklist, Application and Dwelling Structure Survey.  Every HOME Program applicant must return a completed, printed and signed application to the FTDD Offices along with the dwelling survey. 

For more information, please contact Bill Forrester at (423) 928-0224.


Northeast Tennessee/Virginia HOME Consortium

Rehabilitation Program

This home-rehabilitation program is similar to the HOME program. However this program is restricted to low-income homeowners of the Cities of Johnson City, Kingsport, Bristol (TN) and Bristol (VA), as well as Washington and Sullivan counties. 

First-Time Homebuyer Down Payment Assistance

Grants for down-payment assistance are available to first-time homebuyers who meet low-income requirements. These grants will partner with a mortgage home lender.

For more information or an application, please contact Donna Lewis at (423) 928-0224

Community Development Block Grants (CDBG)

First Tennessee Development District administers the City of Johnson City Housing Rehabilitation grant, funded through HUD’s Community Development Block Grants.  Similar to the HOME program, the CDBG program is for low-income homeowners of the City of Johnson City.

For more information or an application, please contact Bill Forrester at (423) 928-0224.

Tennessee Housing Development Agency

As the State’s housing finance agency, the Tennessee Housing Development Agency (THDA) is a self-sufficient, independently funded, publicly accountable entity of the State of Tennessee. THDA’s mission is to ensure that every Tennessean has access to safe, sound, affordable housing opportunities.

For more general information about the THDA, please visit their webiste at www.thda.org.

THDA Homeownership

THDA’s Great Choice Loan Program offers 30-year, fixed rate mortgages and down payment assistance to eligible first-time, repeat and military homebuyers. Borrowers must meet certain requirements and conditions, including credit history, income limits and cost of home.

For more information on THDA Homeownership programs please visit the following link

THDA Community Programs

The Community Programs Division administers a variety of housing programs supported through federal, state and THDA funding. The Division awards grants to local governments and non-profit agencies to meet the housing needs of low-income Tennesseans. Additional information about THDA Community Programs can be found here

For more information, please contact Coralee Holloway, Director of Community Programs at (615) 815-2030.


TNHousingSearch.org is Tennessee’s free housing locator. It is free for landlords to list housing, and free for tenants to search for housing. Affordable (income based and properties) and market rate properties, including those that accept Housing Choice Vouchers, may be found on the site. The service is ADA Title II 508 compliant; works with assistive technology; uses Google to translate content into almost 100 languages. For those needing additional listing or search assistance, a toll-free, bilingual call center is available. 

For more information, please visit www.tnhousingsearch.org

THDA Community Programs

The Community Programs Division administers a variety of housing programs supported through federal, and state THDA funding. The Division awards grants to local governments and non-profit agencies to meet the housing needs of low income Tennesseans.

For more information on THDA Community Programs programs please visit the following link

THDA Rental Programs

The Housing Choice Voucher (HCV) or “Section 8 Voucher” program is a federal rental assistance program funded through HUD where very low-income families, the elderly and the disabled receive assistance to afford decent, safe and sanitary housing in the private market. As a state housing agency, THDA administers the Housing Choice Voucher program in 72 Tennessee counties, between 4 regional offices.

For more information on THDA Rental Programs please visit the following link or call 615-815-2164. 

THDA Low Income Housing Tax Credit Program

The Low-Income Housing Tax Credit is a credit against federal income tax liability each year for 10 years for owners and investors in the development of low-income rental housing. The amount of tax credits is based on reasonable costs of development, as determined by THDA, and the number of qualified low-income units.

For more information on THDA Low Income Housing Tax Credit Program please visit the following link

THDA Reserach & Planning

For statewide and county-based information about housing and housing affordability, the THDA Research and Planning Division has multiple resources to gain insight into the state’s housing market.

For more information on THDA Research & Planning please visit the following link

Additional Homeownership Links

Down Payment Assistance

Homeownership for the Brave

If you have any questions or need additional information, please contact the Single Family Help Desk at 615-815-2100 or sfask@thda.org.

Additional Housing Program Links

USDA Rural Development Housing Repair and Rehabilitation

Single Family House Repair Loans & Grants 

For more information on Rural Development programs, contact the Rural Development Area office in Greeneville at (423) 638-4771 ext. 4, toll free at 1-800-342-3149 ext. 1490, or online here.